Hello, I’m Gary Cecil, a Mortgage Loan Officer at Land of Lincoln Credit Union (LLCU) in Decatur, IL. I specialize in helping individuals and families find the right home financing solutions. Whether you're buying your first home, refinancing, or looking to better understand your options.

As a former educator and coach, I take pride in making the mortgage process clear, approachable, and tailored to your unique needs. I’m here to teach you the ins and outs, coach you every step of the way, and help you feel confident in one of life’s biggest decisions.

At LLCU, we understand how overwhelming this process can feel—but you don’t have to go through it alone. Let’s sit down and find the solution that fits you best.